Privacy Policy — last updated: August 2026
Your loan numbers never leave your browser. There are no accounts and no calculation history on any server.
The details
What stays local
EduRepay's amortization engine, income-driven formulas, and comparison charts are client-side JavaScript. Every balance, interest rate, income figure, and family size you enter is processed in your browser's memory and is never transmitted to us.
What we collect
We don't require accounts and don't collect personal information directly. Our hosting provider may log standard technical data — IP address, request time, user agent — for security and operations. If you email us, we receive whatever you choose to send.
Cookies and advertising
We may display ads served by third-party networks such as Google AdSense. These partners may use cookies to serve ads based on prior visits to this or other sites. You can opt out of personalized advertising at Google's Ads Settings. Third-party ad networks have their own privacy policies; we are not responsible for their practices.
Analytics
We may use aggregate, privacy-respecting analytics to understand which features are used. These statistics never include any loan value, income, or family-size data you enter.
Children's privacy
EduRepay is intended for adults managing student loan repayment and is not directed at children under 13. We do not knowingly collect personal information from children.
Changes and contact
We may update this policy from time to time; the "last updated" date reflects the latest revision. Continued use after changes constitutes acceptance. Questions can go to support@edurepay.com.