The EduRepay Editorial Desk
Editorial · EduRepay
EduRepay is run by an in-house editorial team. It publishes practical write-ups about a student loan repayment calculator, produced by the same people who maintain the tool.
Coverage sticks to Student Loans. In practice it compares monthly payments under the Standard, SAVE, PAYE, IBR and refinancing options and estimates forgiveness and interest saved. Typical runs through it include choosing between an income-driven plan and refinancing, estimating how much interest is forgiven and checking whether a lower monthly payment costs more overall.
Before anything is published it is reviewed for correctness of method and for tone. Nothing here should read as medical, financial or legal advice; where a subject touches those areas the article limits itself to the calculation.
Anything that looks wrong can be sent to support@edurepay.com. Confirmed errors are fixed on the page itself.
Recent articles
Standard Plan Vs Income Driven Student Loan Comparison Tool for Recent Graduates
Let's say you're building a repayment comparison tool for recent graduates. Your user has $45,000 in federal Direct Unsubsidized Loans at 6.8% interest, a starting salary of $55,000, and expects roughly 4% annual salary growth.
Borrower guide to lowering monthly payments under the new SAVE plan using free loan tools
Two borrowers. Same income ($55,000 AGI). Same debt ($45,000 in federal undergraduate loans). Same family size (single filer). One pays $276 every month under the old REPAYE plan.
How to calculate interest savings when refinancing student loans versus staying on the IBR plan
Most borrowers pull up a refinance quote, glance at the monthly payment, compare it to their current Income-Based Repayment (IBR) bill, and pick the lower number.
Tracking Income-driven Repayment Milestones Using a Free Student Debt Payment Planner
If you're on an Income-Driven Repayment plan, you're running a 20- to 25-year project. That's 240 to 300 qualifying payments between you and forgiveness.
PAYE vs SAVE Plan: 4-Step Calculator Test Max Forgiveness
Run our 4-step student loan calculator comparison: PAYE vs SAVE plan. We tested the numbers to reveal which federal loan forgiveness path wins. Test yours today!
Should Recent Graduates Refinance Federal Student Loans or Use the Standard Plan Calculator Guide
Two graduates. Same loan balance. Same graduation year. One walked into a credit union three weeks after graduation and refinanced her federal student loans down to 4.2%.
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